Auto Insurance
Texas auto coverage that keeps you legal and protected
From state-minimum liability to full coverage with roadside assistance, we shop multiple carriers to find the price and protection that fit how you actually drive.
What it covers
Inside a auto policy
Every policy is built from parts. These are the ones we will walk through with you before anything is signed.
Liability
Pays for injuries and property damage you cause to others. Texas requires 30/60/25 minimum limits.
Collision
Repairs or replaces your vehicle after an accident, no matter who was at fault.
Comprehensive
Covers hail, flood, theft, vandalism, fire and falling objects — the things Houston weather does best.
Uninsured motorist
Protects you when the other driver has no insurance or not nearly enough of it.
Roadside & rental
Towing, lockout service and a rental car while your vehicle is in the shop.
SR-22 filings
We file the certificate with the state the same day so you can get your license reinstated.
Why work with us
What you get with Elite Auto Insurance
- Same-day proof of insurance emailed or texted to you
- Multi-car, homeowner and safe-driver discounts applied automatically
- Monthly payment plans with low down payments
- SR-22 and non-owner policies available
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Common questions
Auto insurance FAQ
- What is the minimum auto insurance required in Texas?
- Texas requires 30/60/25 liability coverage: $30,000 per injured person, $60,000 per accident, and $25,000 for property damage. We can quote the minimum or higher limits side by side so you can see the real cost difference.
- Can I get insured without a Texas license?
- In many cases yes. Bring what you have — a foreign license, matrícula or passport — and we will find a carrier that can write the policy.
- How fast can I get covered?
- Most auto policies can start the same day. Call us or send the quote form and we will confirm coverage before you leave.
Free quote
Request auto coverage
A licensed agent will compare carriers and follow up. No obligation.