Personal Coverage

The more you make together, the more you save!


AutoBoats & YachtsBusinessClassic AutoFloodHomeLifeMexicoMobile HomeMotorcycleMotor HomeOff Road & Snow MobileRentersTravel TrailerWindstorm



Auto Insurance

Our Coverages:

  • Liability
  • Comprehensive and Collision
  • Medical Payments
  • Uninsured Motorists
  • Personal Injury Protection

You can add special coverages to your Auto Insurance Policies:

  • Emergency Road Side Assistance
  • Car Rental Reimbursement
  • Towing

Automobiles equipped with anti theft systems may be eligible for premium discounts.

Full time students and college graduates up to age 25

Families with more than one automobile save additional premium dollars with our multi-car discount.

Multi-Policy Discount
Special discounts may apply when Elite insures your Home, Boats, RV, Motorcycles, Antique Automobiles or other personal property.



Boats & Yachts

We can cover:

  • Bass boats
  • Ski boats
  • Sailboats up to 26 feet long
  • Recreational power boats
  • Cabin cruisers
  • Day sailers
  • Runabouts
  • Pontoon boats
  • Jet boats
  • Bow riders
  • Deck boats
  • And much more!

Boat insurance coverage options:

  • Physical damage
  • Personal valuables
  • On-water towing
  • Rental reimbursement
  • Roadside assistance
  • Fishing equipment
  • Liability insurance
  • Medical payments
  • Uninsured boaters

Save on boat insurance with Elite!

There are lots of ways you could save with Elite. We’ve got discounts for:

  • Completing a boater safety course
  • Multiple boat coverage
  • Having a boat policy along with other Elite policies
  • And diesel fuel usage




If you are a small business owner, we have the right policy to protect your business. All of the insurance companies we represent offer industry specific insurance programs that provide you with extensive, all inclusive insurance protection.

We offer:

  • Property
  • Business Owners
  • Business Interruption
  • Professional Liability
  • Workers Compensation

Our Industry Programs:

  • Manufacturing
  • Technology
  • Contractors
  • Restaurants
  • Office
  • And More!



Classic Autos

Eligible Cars:

  • Street Rod
    A vehicle manufactured prior to 1949 whose body, chassis, engine suspension or interior has been modified.
  • Customized/Modified
    A vehicle manufactured after 1948, which is at least 20 years old and has been altered from its original condition.
  • Replicas
    A commercially assembled reproduction of any motor vehicle at least 25 years old.
  • Kit Car
    A motor vehicle at least 25 years old consisting of seperately manufactured components that are assembled by the purchaser.
  • Exotic Vehicle
    A motor vehicle that is considered to be increasing in value rather than depreciating because of its specific make, model year of manufacture and exceptional physical condition.




Only a flood insurance policy covers damages to your home or commercial property from floods. Under the National Flood Insurance Act, lenders must require borrowers whose property is located within a high-risk (Special Flood Hazard Area or SFHA) flood zone to purchase flood insurance as a condition of receiving a Federally-backed mortgage loan.

We cover:

  • home
  • renters
  • businesses




Your house is more than a place for your stuff. It’s your home. Be safe. Protect the people you love and the things you value with home insurance from Elite.

We can cover:

  • Landlord properties (one-to-four family units)
  • Duplexes, triplexes and single-family rental homes
  • Vacant properties
  • Unsupported seasonal and secondary properties
  • Older and lower-value homes
  • Properties inFire Protection Class 9 or 10
  • Properties with condition problems, including: – Open foundation – Some peeling paint – Minimal cosmetic conditions – Flat roof – Wood roof
  • Row homes
  • Properties under renovation
  • Properties located in Fire Protection 9 or 10
  • Customers with a lapse in coverage
  • Customers served by a volunteer fire department
  • Customers cancelled by another company
  • Customers with losses
  • And much more!

Protect your home and property

Storms, theft, accidents – you can’t predict what will happen, but you can prepare for what may come with Elite home insurance.

This could protect you from:

  • Fire and lightning
  • Windstorm and hail
  • Weight of ice or snow
  • Smoke damage
  • Falling objects
  • Damage by freezing
  • Explosion
  • Theft on or off premises
  • Vandalism and mischief
  • Accidental overflow from plumbing
  • Accidental electrical damage to appliances
  • Damage by vehicles and aircraft
  • Riots

Protect yourself and others

When accidents happen on your property, they can cause injury to your family and others, or damage to other people’s property.

Elite can help protect you with coverage including:

  • Personal liability for you, your spouse, relatives living with you and persons under 21 in your care
  • Protection against claims you’re legally obligated to pay — injury, sickness, disease and death of others
  • Payment of the cost of defending claims against you
  • Medical expenses of others
  • Accidental death benefits

Save on home insurance with Elite

There are lots of ways you could save with Elite. We offer Home insurance discounts for:

  • Monitored fire and burglary alarms
  • Fire extinguishers
  • Deadbolt locks on all exterior entryways
  • Sprinkler systems
  • Home insurance combined with auto insurance or other Elite policies

Be safe. Be prepared. Protect what matters most with Elite home insurance.




We offer:

  • Whole Life Insurance
    A level premium whole life policy. This type of life insurance policy offers flexible premiums with an adjustable death benefit.
  • Term Life Insurance
    Term life insurance is a contract that provides life insurance protection for a specific period of years. The terms vary by carrier but are available for 1, 5, 10, 15, 20 and 30 years. The face amount of coverage is payable if the death is during the term of the policy.
  • Decreasing Term Insurance
    The amount of life insurance coverage decreases during the term of the policy until it reaches zero. This product is used for mortgage insurance.




What do we cover? USA autos visiting Mexico, and Mexican autos visiting USA.

What are the benefits we offer?

  • Collision Coverage
  • Total theft and Comprehensive
  • Trailers and Boats
  • Special Equipment
  • Medical Expenses
  • Assistance Service, Legal Defense and Bail Bond

In the same program we have Mexico Insurance and USA Insurance. You can get a quote and get full support from our employees, we offer competitive prices. Elite's sevice & international reputation, and quality recognition in Mexico. The companies that we carry are subsidiary International Group, Inc. based in the United States. It is the insurance and financial services leader and the greatest subscriber of commercial and industrial insurance in the USA. Their filial companies subscribe a great variety of commercial and personal insurance through through diverse channels of distribution in approximately 130 countries and jurisdictions.

Reasons we sell USA Insurance

  • USA is the most road trip visited country by tourist
  • Driving vehicles on US roads without insurance is against the law

Elite offers the USA Insurance for Mexican tourists or auto into the United States territory.



Mobile Home

  • High-value manufactured homes
  • Low-value mobile homes
  • Mid-value mobile homes
  • New and old mobile homes
  • Owner-occupied mobile homes
  • Rental mobile homes
  • Stationary travel trailers
  • Seasonal mobile homes
  • Commercial mobile homes
  • Mobile homes on private property
  • Mobile homes located in a park
  • Modular homes
  • Customized mobile homes
  • Single mobile homes
  • Double-wide mobile homes
  • Triple mobile homes




We can cover:

  • Cruisers
  • Touring bikes
  • Sport cycles
  • Trike conversions
  • Custom cycles
  • Classic bikes



Motor Home

  • Low value motor homes
  • High value motor homes
  • Motor homes up to 45 feet long
  • Older motor homes
  • Motor homes titled in a corporate name
  • Motor homes with multiple owners
  • Full-timers
  • Drivers over 70 years old with no surcharge
  • Drivers with minor violations
  • And much more!



Off Road & Snow Mobile

We can cover:

  • Snowmobiles
  • Dirt bikes
  • Dune buggies
  • Golf carts
  • 3-,4- and 6-wheel ATVs
  • And much more!




  • Fire protection
  • Water damage protection
  • Vandalism
  • Glass breakage
  • Windstorm and hail
  • Theft protection
  • Smoke damage
  • Falling objects
  • Accidental electrical damage to appliances

Save on renters insurance with Elite

There are lots of ways you could save with Elite. Renters insurance discounts are available for:

  • Monitored fire and burglary alarms
  • Fire extinguishers
  • Dead bolt locks on all exterior entryways
  • Sprinkler systems
  • And renters insurance combined with auto insurance or other Elite policies

Be safe. Protect yourself and your stuff with Elite renters insurance.



Travel Trailers

  • High-value travel trailers
  • Low-value travel trailers
  • New and old travel trailers
  • Fifth-wheels
  • Pop-up campers
  • Luxury travel trailers
  • And more!

Optional coverages include:

  • Total Loss Replacement Coverage
  • Replacement Cost Coverage for Personal Effects
  • TraveLine Towing and Roadside Assistance
  • Full-Timer Coverage




Don’t Be Caught Without Windstorm Insurance Coverage!

After the recent catastrophic hurricane seasons and with many people still trying to put their homes and lives back together, is your home covered for hurricane or other windstorm damage so you won’t be the next victim?

We cover:

  • Wind Damage
  • Hail Damage


We’ll ask all the right questions, and make sure you get all the savings.

(713) 644 8000

Rates and Quotes

There are many ways to get rates and quotes:

Visit Our Offices:

8234 Howard Dr.
Houston, TX 77017

9031 North Freeway #204
Houston, TX 77037

14360 Bellaire Blvd #120
Houston, TX 77083

Call our office for an instant quote by phone. (713) 644 8000

Please have the following information ready:

· Current insurance policy information.
· Current vehicle and driving record information.
· Driver's license number for each driver.
· Vehicle Identification number (VIN).

Request a Quote Online Now

Please fill in the form below and we will contact you as soon as we process your quote. Thank you!


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